Baccarat has commissions to pay to dealers when they win, and there are two commissions: commissioned and non-commissioned.

The commission system gives you a 195% payout, with 5% of your payout being deducted if you bet on Banker and win.

In the non-commission system, if you bet on Banker and win 6 you will get a 50% commission and a 150% dividend.

Baccarat 9 is commission based, so if you win a Banker, you will get a 195% dividend, regardless of the final value, with a 5% commission.